{"id":8291,"date":"2026-05-11T18:58:56","date_gmt":"2026-05-11T22:58:56","guid":{"rendered":"https:\/\/montrealtips.com\/stm-fare-calculator\/"},"modified":"2026-05-11T20:25:25","modified_gmt":"2026-05-12T00:25:25","slug":"stm-fare-calculator","status":"publish","type":"page","link":"https:\/\/montrealtips.com\/fr\/stm-fare-calculator\/","title":{"rendered":"Calculateur de tarifs STM (2026) \u2014 Trouvez votre carte de transport la moins ch\u00e8re pour le m\u00e9tro de Montr\u00e9al"},"content":{"rendered":"\n<!-- ============================================================\n  MONTREAL TIPS \u2014 STM FARE CALCULATOR (EN)\n  Paste into a WordPress page using a Custom HTML block.\n  Slug: stm-fare-calculator\n  SEO Title: STM Fare Calculator (2026) \u2014 Find Your Cheapest Montreal Metro Pass\n  Meta Description: Free Montreal STM fare calculator. Compare single tickets, OPUS, monthly, weekly & evening passes for 2026. Find the cheapest option in 10 seconds.\n============================================================ -->\n\n<div class=\"mtl-tool\" id=\"mtl-stm\">\n  <style>\n    .mtl-tool{font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen,Ubuntu,sans-serif;color:#1a1a1a;max-width:760px;margin:24px auto;line-height:1.55}\n    .mtl-tool .mtl-card{background:#f7f9fc;border:1px solid #e3e8ef;border-radius:14px;padding:24px 26px;box-shadow:0 1px 3px rgba(15,23,42,.04)}\n    .mtl-tool h2.mtl-h{margin:0 0 6px;font-size:22px;color:#0b1f3a}\n    .mtl-tool .mtl-sub{margin:0 0 18px;color:#475569;font-size:14px}\n    .mtl-tool label{display:block;font-weight:600;margin:14px 0 6px;font-size:14px;color:#0b1f3a}\n    .mtl-tool input[type=\"number\"],.mtl-tool select{width:100%;padding:10px 12px;border:1px solid #cbd5e1;border-radius:8px;font-size:15px;background:#fff;box-sizing:border-box}\n    .mtl-tool input[type=\"number\"]:focus,.mtl-tool select:focus{outline:none;border-color:#00529b;box-shadow:0 0 0 3px rgba(0,82,155,.15)}\n    .mtl-tool .mtl-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}\n    .mtl-tool .mtl-btn{background:#d8232a;color:#fff;border:0;padding:12px 22px;border-radius:8px;font-weight:700;cursor:pointer;font-size:15px;margin-top:18px;width:100%;transition:background .15s}\n    .mtl-tool .mtl-btn:hover{background:#b81920}\n    .mtl-tool .mtl-result{margin-top:18px;padding:18px;background:#fff;border-left:4px solid #d8232a;border-radius:8px;display:none}\n    .mtl-tool .mtl-result.show{display:block}\n    .mtl-tool .mtl-result h3{margin:0 0 6px;color:#d8232a;font-size:17px}\n    .mtl-tool .mtl-result table{width:100%;border-collapse:collapse;margin-top:10px;font-size:14px}\n    .mtl-tool .mtl-result th,.mtl-tool .mtl-result td{padding:8px 10px;text-align:left;border-bottom:1px solid #eef2f7}\n    .mtl-tool .mtl-result th{background:#f1f5f9;font-weight:600}\n    .mtl-tool .mtl-result tr.winner{background:#fff3cd;font-weight:700}\n    .mtl-tool .mtl-note{font-size:12px;color:#64748b;margin-top:12px}\n    @media(max-width:520px){.mtl-tool .mtl-row{grid-template-columns:1fr}}\n  <\/style>\n\n  <div class=\"mtl-card\">\n    <h2 class=\"mtl-h\">&#x1f687; STM Fare Calculator \u2014 Find Your Cheapest Pass<\/h2>\n    <p class=\"mtl-sub\">Updated for 2026 STM fares. Compares single, weekly, monthly &#038; evening options based on your real usage.<\/p>\n\n    <div class=\"mtl-row\">\n      <div>\n        <label for=\"mtl-stm-trips\">Trips per week (one-way)<\/label>\n        <input type=\"number\" id=\"mtl-stm-trips\" min=\"0\" max=\"100\" value=\"10\">\n      <\/div>\n      <div>\n        <label for=\"mtl-stm-weeks\">Weeks per month<\/label>\n        <input type=\"number\" id=\"mtl-stm-weeks\" min=\"1\" max=\"5\" value=\"4\" step=\"0.5\">\n      <\/div>\n    <\/div>\n\n    <label for=\"mtl-stm-rider\">Rider type<\/label>\n    <select id=\"mtl-stm-rider\">\n      <option value=\"adult\">Adult (regular)<\/option>\n      <option value=\"reduced\">Reduced (6\u201317, 65+, student with proof)<\/option>\n    <\/select>\n\n    <label for=\"mtl-stm-zone\">Zone<\/label>\n    <select id=\"mtl-stm-zone\">\n      <option value=\"A\">Zone A \u2014 Island of Montreal only<\/option>\n      <option value=\"AB\">Zone AB \u2014 includes Laval &#038; Longueuil<\/option>\n    <\/select>\n\n    <button class=\"mtl-btn\" id=\"mtl-stm-go\">Calculate cheapest option<\/button>\n\n    <div class=\"mtl-result\" id=\"mtl-stm-result\">\n      <h3 id=\"mtl-stm-headline\"><\/h3>\n      <p id=\"mtl-stm-summary\"><\/p>\n      <table>\n        <thead><tr><th>Option<\/th><th>Monthly cost<\/th><th>Best for<\/th><\/tr><\/thead>\n        <tbody id=\"mtl-stm-tbody\"><\/tbody>\n      <\/table>\n      <p class=\"mtl-note\">Fares reflect STM 2026 schedule. Always verify on stm.info before purchasing.<\/p>\n    <\/div>\n  <\/div>\n\n  <script>\n  (function(){\n    var FARES = {\n      adult: {A:{single:3.75,two:7.50,ten:33.00,evening:6.50,day:12.00,three:24.00,week:33.75,month:103.00}, AB:{single:6.50,ten:60.50,week:55.00,month:172.50}},\n      reduced:{A:{single:2.75,two:5.50,ten:21.50,evening:6.50,day:12.00,three:24.00,week:20.25,month:62.00}, AB:{single:5.25,ten:40.50,week:33.75,month:105.00}}\n    };\n    function calc(){\n      var trips=parseFloat(document.getElementById('mtl-stm-trips').value)||0;\n      var weeks=parseFloat(document.getElementById('mtl-stm-weeks').value)||4;\n      var rider=document.getElementById('mtl-stm-rider').value;\n      var zone=document.getElementById('mtl-stm-zone').value;\n      var f=FARES[rider][zone];\n      var monthly=trips*weeks;\n      var options=[];\n      if(f.single) options.push({n:'Pay-per-ride (single fare)', c:monthly*f.single, note:'Best if you barely use transit'});\n      if(f.ten)    options.push({n:'10-trip pack (OPUS)',         c:Math.ceil(monthly\/10)*f.ten, note:'Good for occasional commuters'});\n      if(f.week)   options.push({n:'Weekly pass',                 c:weeks*f.week, note:'Good if you take trips 7 days\/week'});\n      if(f.month)  options.push({n:'Monthly pass',                c:f.month, note:'Almost always wins for daily commuters'});\n      if(f.evening)options.push({n:'Evening unlimited (6pm\u20135am)', c:Math.min(monthly,weeks*7)*f.evening, note:'Only nights\/weekends users'});\n      options.sort(function(a,b){return a.c-b.c;});\n      var winner=options[0];\n      document.getElementById('mtl-stm-headline').textContent='\u2713 Cheapest: '+winner.n+' \u2014 $'+winner.c.toFixed(2)+'\/month';\n      var savings=options[options.length-1].c-winner.c;\n      document.getElementById('mtl-stm-summary').textContent='At '+trips+' trips\/week, you save about $'+savings.toFixed(2)+'\/month vs. the most expensive option.';\n      var tbody=document.getElementById('mtl-stm-tbody');tbody.innerHTML='';\n      options.forEach(function(o,i){\n        var tr=document.createElement('tr');if(i===0)tr.className='winner';\n        tr.innerHTML='<td>'+o.n+'<\/td><td>$'+o.c.toFixed(2)+'<\/td><td>'+o.note+'<\/td>';\n        tbody.appendChild(tr);\n      });\n      document.getElementById('mtl-stm-result').classList.add('show');\n    }\n    document.getElementById('mtl-stm-go').addEventListener('click',calc);\n    calc();\n  })();\n  <\/script>\n<\/div>\n\n<!-- ============== CONTENT BODY ============== -->\n\n<h2>How to find the cheapest STM pass in Montreal (2026)<\/h2>\n<p><strong>Quick answer:<\/strong> If you make more than <strong>26 one-way trips per month<\/strong> on the STM, the monthly OPUS pass ($103 for adults in 2026) is almost always your cheapest option. Below 18 trips, the 10-trip pack wins. Use the calculator above to confirm based on your actual usage.<\/p>\n\n<h3>STM fare prices at a glance (2026, Zone A \u2014 Montreal island)<\/h3>\n<table style=\"width:100%;border-collapse:collapse;margin:14px 0\">\n  <thead><tr style=\"background:#f1f5f9\"><th style=\"padding:8px;text-align:left;border:1px solid #e2e8f0\">Fare<\/th><th style=\"padding:8px;text-align:left;border:1px solid #e2e8f0\">Adult<\/th><th style=\"padding:8px;text-align:left;border:1px solid #e2e8f0\">Reduced<\/th><\/tr><\/thead>\n  <tbody>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Single fare<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$3.75<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$2.75<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">2 trips<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$7.50<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$5.50<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">10 trips<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$33.00<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$21.50<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Evening unlimited (6pm\u20135am)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$6.50<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$6.50<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">1-day pass<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$12.00<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$12.00<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">3-day pass<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$24.00<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$24.00<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Weekly pass (Mon\u2013Sun)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$33.75<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$20.25<\/td><\/tr>\n    <tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Monthly pass<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$103.00<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$62.00<\/td><\/tr>\n  <\/tbody>\n<\/table>\n\n<h3>The breakpoints you actually need to remember<\/h3>\n<p>The Montreal transit pricing math has three useful tipping points:<\/p>\n<ul>\n  <li><strong>Under 9 trips per month:<\/strong> pay per ride. Loading a 10-pack you won&#8217;t finish ties up your money.<\/li>\n  <li><strong>9\u201326 trips per month:<\/strong> the 10-trip pack at $33 is the sweet spot. Two packs equal one monthly pass but only if you actually use all 20.<\/li>\n  <li><strong>27+ trips per month:<\/strong> get the monthly OPUS pass. Below-30 commuters often think they don&#8217;t need it \u2014 the calculator above proves otherwise.<\/li>\n<\/ul>\n\n<h3>Hidden ways to save more on STM fares<\/h3>\n<p>Three tricks Montrealers use that aren&#8217;t obvious:<\/p>\n<ol>\n  <li><strong>Free transfer window:<\/strong> One paid fare gives you 120 minutes of metro + bus connections. Plan errands in a single 2-hour block to avoid double fares.<\/li>\n  <li><strong>Evening pass for weekend nights:<\/strong> If you only ride after 6pm on Fri\/Sat, the $6.50 evening pass beats two single fares.<\/li>\n  <li><strong>Children under 12 ride free<\/strong> with a paying adult on weekends and holidays \u2014 no OPUS card needed.<\/li>\n<\/ol>\n\n<h3>OPUS card vs. contactless: what changed<\/h3>\n<p>As of 2026, the STM accepts credit cards and mobile wallets (Apple Pay, Google Pay) on most metro turnstiles and buses. For occasional riders this is more convenient. For monthly riders the OPUS card is still cheaper because contactless pay-per-ride doesn&#8217;t include the 10-trip discount.<\/p>\n\n<h2>STM Fare FAQ<\/h2>\n\n<h3>How much does the STM monthly pass cost in 2026?<\/h3>\n<p>The adult monthly OPUS pass for Zone A (Island of Montreal) is <strong>$103.00 CAD<\/strong>. The reduced pass (ages 6\u201317, 65+, full-time students with valid OPUS photo card) is $62.00. Zone AB, which includes Laval and Longueuil, costs $172.50 for adults.<\/p>\n\n<h3>What&#8217;s the difference between Zone A and Zone AB?<\/h3>\n<p>Zone A covers all STM service on the Island of Montreal \u2014 metro and buses. Zone AB adds the Laval metro stations (Cartier, De la Concorde, Montmorency), Longueuil-Universit\u00e9-de-Sherbrooke, and most regional buses to those cities. If you live in Montreal and never cross to Laval or the South Shore, Zone A is all you need.<\/p>\n\n<h3>Is the STM evening pass worth it?<\/h3>\n<p>Yes, if you only travel between 6pm and 5am and make at least 2 trips. At $6.50 for unlimited evening rides, it beats two singles ($7.50). It also covers all weekend evenings \u2014 useful for nightlife in the Plateau or Mile End without paying $3.75 each way.<\/p>\n\n<h3>Can I use Apple Pay on the STM metro?<\/h3>\n<p>Yes, since 2024 the STM accepts Apple Pay, Google Pay, and contactless credit cards at metro turnstiles and on buses. However, contactless pay-per-ride charges single-fare prices ($3.75) \u2014 no discounts. Frequent riders still save with an OPUS card.<\/p>\n\n<h3>Do STM passes work on EXO commuter trains?<\/h3>\n<p>No. EXO (the regional commuter train network) uses a separate ARTM fare system. You need a TRAM pass or a regional fare for commuter trains. The STM monthly only works on STM buses and metro within Zone A or AB.<\/p>\n\n<h3>What&#8217;s the cheapest way to get from Pierre Elliott Trudeau Airport (YUL) to downtown?<\/h3>\n<p>The 747 Express Bus costs <strong>$11.00<\/strong> for a single ticket (or free with a valid weekly\/monthly OPUS pass). It runs 24\/7 and takes 45\u201360 minutes to Berri-UQAM. Cheaper than the average $50 taxi to downtown.<\/p>\n\n<h3>When does the STM raise fares?<\/h3>\n<p>STM and ARTM typically announce annual fare increases in December, effective January 1st of the new year. Increases over the past five years have ranged from 2% to 4%. The 2026 rates above took effect January 1, 2026.<\/p>\n\n<h2>Related Montreal tools<\/h2>\n<ul>\n  <li><a href=\"\/parking-sign-decoder\/\">Montreal Parking Sign Decoder<\/a> \u2014 figure out if you can park<\/li>\n  <li><a href=\"\/snow-parking-alert\/\">Snow Removal Parking Alert<\/a> \u2014 avoid the $130 tow<\/li>\n  <li><a href=\"\/moving-day-checklist\/\">July 1 Moving Day Checklist<\/a> \u2014 for the Montreal moving rush<\/li>\n<\/ul>\n\n<p style=\"font-size:13px;color:#64748b;margin-top:30px\">Sources: STM.info fare schedule (2026), ARTM regional fares. Last updated May 2026.<\/p>\n\n<!-- ============== JSON-LD FAQ SCHEMA ============== -->\n<script type=\"application\/ld+json\">\n{\n  \"@context\":\"https:\/\/schema.org\",\n  \"@type\":\"FAQPage\",\n  \"mainEntity\":[\n    {\"@type\":\"Question\",\"name\":\"How much does the STM monthly pass cost in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The adult STM monthly OPUS pass for Zone A (Island of Montreal) is $103.00 CAD. The reduced fare for ages 6\u201317, seniors 65+, and full-time students with a valid OPUS photo card is $62.00. Zone AB, which includes Laval and Longueuil, costs $172.50 for adults.\"}},\n    {\"@type\":\"Question\",\"name\":\"What's the difference between STM Zone A and Zone AB?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Zone A covers all STM metro and bus service on the Island of Montreal. 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Trips per week (one-way) Weeks per month Rider type Adult (regular)Reduced (6\u201317, 65+, student with proof) Zone Zone A \u2014 Island of Montreal onlyZone AB \u2014 includes Laval &#038; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8291","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>STM Fare Calculator (2026) \u2014 Find Your Cheapest Montreal Metro Pass - Montreal Tips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/montrealtips.com\/fr\/stm-fare-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"STM Fare Calculator (2026) \u2014 Find Your Cheapest Montreal Metro Pass - Montreal Tips\" \/>\n<meta property=\"og:description\" content=\"&#x1f687; STM Fare Calculator \u2014 Find Your Cheapest Pass Updated for 2026 STM fares. 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