{"id":8328,"date":"2026-05-12T08:16:30","date_gmt":"2026-05-12T12:16:30","guid":{"rendered":"https:\/\/montrealtips.com\/saaq-license-cost\/"},"modified":"2026-05-12T08:16:30","modified_gmt":"2026-05-12T12:16:30","slug":"saaq-license-cost","status":"publish","type":"page","link":"https:\/\/montrealtips.com\/fr\/saaq-license-cost\/","title":{"rendered":"SAAQ License + Vehicle Registration Cost Calculator (2026)"},"content":{"rendered":"\n<div class=\"mtl-tool\" id=\"mtl-saaq\"><style>.mtl-tool{font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,sans-serif;color:#1a1a1a;max-width:760px;margin:24px auto;line-height:1.55}.mtl-tool .mtl-card{background:#f7f9fc;border:1px solid #e3e8ef;border-radius:14px;padding:24px 26px}.mtl-tool h2.mtl-h{margin:0 0 6px;font-size:22px;color:#0b1f3a}.mtl-tool .mtl-sub{margin:0 0 18px;color:#475569;font-size:14px}.mtl-tool label{display:block;font-weight:600;margin:14px 0 6px;font-size:14px;color:#0b1f3a}.mtl-tool input,.mtl-tool select{width:100%;padding:10px 12px;border:1px solid #cbd5e1;border-radius:8px;font-size:15px;background:#fff;box-sizing:border-box}.mtl-tool .mtl-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.mtl-tool .mtl-btn{background:#d8232a;color:#fff;border:0;padding:12px 22px;border-radius:8px;font-weight:700;cursor:pointer;font-size:15px;margin-top:18px;width:100%}.mtl-tool .mtl-result{margin-top:18px;padding:18px;background:#fff;border-left:4px solid #d8232a;border-radius:8px}.mtl-tool .mtl-big{font-size:30px;font-weight:800;color:#0b1f3a;margin:8px 0}.mtl-tool .mtl-line{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px solid #eef2f7;font-size:14px}.mtl-tool .mtl-line:last-child{border:0;font-weight:700;color:#d8232a}.mtl-tool .mtl-note{font-size:12px;color:#64748b;margin-top:12px}@media(max-width:520px){.mtl-tool .mtl-row{grid-template-columns:1fr}}<\/style><div class=\"mtl-card\"><h2 class=\"mtl-h\">&#x1faaa; SAAQ License + Vehicle Registration Cost (2026)<\/h2><p class=\"mtl-sub\">Estimate your annual SAAQ costs for driver&#8217;s license + vehicle registration in Montreal\/Quebec.<\/p><label>Vehicle type<\/label><select id=\"mtl-sq-veh\"><option value=\"0\">No vehicle (license only)<\/option><option value=\"car-small\">Car \/ small (under 3,000 kg, gas)<\/option><option value=\"car-mid\">Car \/ mid-size (gas)<\/option><option value=\"suv\">SUV \/ pickup (gas)<\/option><option value=\"ev\">Electric vehicle (full EV)<\/option><option value=\"hybrid\">Hybrid<\/option><option value=\"moto\">Motorcycle<\/option><\/select><div class=\"mtl-row\"><div><label>Demerit points (last 24 months)<\/label><select id=\"mtl-sq-pts\"><option value=\"0\">0\u20133 points<\/option><option value=\"4\">4\u20136 points<\/option><option value=\"7\">7\u20139 points<\/option><option value=\"10\">10+ points<\/option><\/select><\/div><div><label>Region<\/label><select id=\"mtl-sq-region\"><option value=\"mtl\">Montreal Island<\/option><option value=\"rest\">Rest of Quebec<\/option><\/select><\/div><\/div><button class=\"mtl-btn\" id=\"mtl-sq-go\">Calculate annual SAAQ cost<\/button><div class=\"mtl-result\"><h3 style=\"margin:0 0 6px;color:#d8232a\">Estimated annual cost<\/h3><div class=\"mtl-big\" id=\"mtl-sq-total\">\u2014<\/div><div class=\"mtl-line\"><span>Driver&#8217;s license + contribution<\/span><span id=\"mtl-sq-license\">\u2014<\/span><\/div><div class=\"mtl-line\"><span>Vehicle registration<\/span><span id=\"mtl-sq-reg\">\u2014<\/span><\/div><div class=\"mtl-line\"><span>Demerit points surcharge<\/span><span id=\"mtl-sq-demerit\">\u2014<\/span><\/div><div class=\"mtl-line\"><span>Montreal regional contribution<\/span><span id=\"mtl-sq-mtl\">\u2014<\/span><\/div><div class=\"mtl-line\"><span>Annual total<\/span><span id=\"mtl-sq-tot2\">\u2014<\/span><\/div><p class=\"mtl-note\">Excludes mandatory liability insurance ($35\u2013$200\/year via SAAQ), private car insurance, gas, parking permits. 2026 rates per SAAQ.<\/p><\/div><\/div><script>\n(function(){\nfunction calc(){\nvar veh=document.getElementById('mtl-sq-veh').value;\nvar pts=parseInt(document.getElementById('mtl-sq-pts').value);\nvar region=document.getElementById('mtl-sq-region').value;\nvar license=92;\nvar dem=pts<4?0:(pts<7?160:(pts<10?340:570));\nvar reg=0,mtl=0;\nif(veh==='car-small') reg=361;\nelse if(veh==='car-mid') reg=361;\nelse if(veh==='suv') reg=361;\nelse if(veh==='ev') reg=192;\nelse if(veh==='hybrid') reg=271;\nelse if(veh==='moto') reg=336;\nif(veh!=='0'&#038;&#038;region==='mtl') mtl=89;\nvar total=license+reg+mtl+dem;\nfunction f(n){return '$'+n.toFixed(2);}\ndocument.getElementById('mtl-sq-total').textContent=f(total);\ndocument.getElementById('mtl-sq-license').textContent=f(license);\ndocument.getElementById('mtl-sq-reg').textContent=f(reg);\ndocument.getElementById('mtl-sq-demerit').textContent=f(dem);\ndocument.getElementById('mtl-sq-mtl').textContent=f(mtl);\ndocument.getElementById('mtl-sq-tot2').textContent=f(total);\n}\ndocument.getElementById('mtl-sq-go').addEventListener('click',calc);\ncalc();\n})();\n<\/script><\/div><h2>SAAQ costs in Quebec \u2014 what you actually pay each year<\/h2><p><strong>Quick answer:<\/strong> A typical Montreal driver with a clean record pays about <strong>$542\/year<\/strong> to SAAQ: $92 driver's license + $361 vehicle registration + $89 Montreal regional contribution. EVs save ~$170\/year. Demerit points add $160\u2013$570 in surcharges. None of this includes private car insurance ($800\u2013$2,500\/year separately).<\/p><h3>The 4 components of your annual SAAQ bill<\/h3><table style=\"width:100%;border-collapse:collapse;margin:14px 0\"><thead><tr style=\"background:#f1f5f9\"><th style=\"padding:8px;text-align:left;border:1px solid #e2e8f0\">Component<\/th><th style=\"padding:8px;text-align:left;border:1px solid #e2e8f0\">Approx 2026 cost<\/th><\/tr><\/thead><tbody><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Driver's license renewal (every 2 years, prorated)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$92\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Vehicle registration (passenger car, gas)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$361\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Vehicle registration (full EV)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$192\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Vehicle registration (hybrid)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$271\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Vehicle registration (motorcycle 400cc+)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">$336\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Montreal\/CMM regional contribution (transit funding)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">+$89\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Demerit points surcharge (4\u20136 pts)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">+$160\/year<\/td><\/tr><tr><td style=\"padding:8px;border:1px solid #e2e8f0\">Demerit points surcharge (10+ pts)<\/td><td style=\"padding:8px;border:1px solid #e2e8f0\">+$570\/year<\/td><\/tr><\/tbody><\/table><h3>Demerit points: when do they hit your wallet?<\/h3><p>Quebec's demerit point surcharge kicks in at <strong>4 points<\/strong> within 2 years and escalates sharply. A regular driver with <strong>15+ points<\/strong> faces an automatic 3-month license suspension. Speeding 11\u201320 km\/h over = 1 point. 21\u201330 km\/h = 2 points. 31\u201345 km\/h = 3 points. 46+ km\/h = automatic excessive speeding, 14 days roadside suspension.<\/p><h3>EV + hybrid discount<\/h3><p>Quebec aggressively discounts EV registration: <strong>$192 for full EV vs $361 for gas<\/strong> (savings of $169\/year). Hybrids get a smaller cut to $271. The \"\u00e9cofrais\" eco-tax on gas vehicles ($30\u2013$150 based on engine size) is also waived for EVs.<\/p><h3>The Montreal regional contribution surprise<\/h3><p>If your vehicle is registered to a Montreal Island address, SAAQ adds an extra <strong>$89\/year<\/strong> contribution that funds the STM and regional transit. Vehicles registered off-island (Laval, South Shore) don't pay this. Some Montreal residents register cars at family addresses outside the island to avoid it \u2014 risky if you get audited.<\/p><h2>SAAQ FAQ<\/h2><h3>How much is a Quebec driver's license in 2026?<\/h3><p>The Quebec driver's license costs <strong>$92\/year<\/strong> in renewal fees (charged every 2 years as $184 prorated). New license applicants pay an additional ~$95 for the road test and ~$15 for the theory test, plus driver's ed if under 25.<\/p><h3>How much is car registration in Quebec?<\/h3><p>Standard passenger car registration is <strong>$361\/year<\/strong>. EVs pay $192, hybrids $271, motorcycles $336. Montreal Island residents pay an extra $89\/year for regional transit funding. SAAQ sends the renewal notice 60 days before your registration anniversary.<\/p><h3>Do demerit points expire?<\/h3><p>Yes. Quebec demerit points expire <strong>2 years from the date the offense was committed<\/strong>, not the date you were ticketed. Points stay on your record visible to insurers for several years even after they expire from SAAQ purposes.<\/p><h3>How many demerit points until my license is suspended in Quebec?<\/h3><p>Regular drivers (over 24, no probationary status): suspension at <strong>15 points<\/strong>. Probationary or learner drivers: 8 points. New drivers under 25: 8 points. All suspensions are 3 months minimum.<\/p><h3>Is car insurance included in SAAQ registration?<\/h3><p>Partially. SAAQ provides <strong>mandatory bodily injury coverage<\/strong> for all Quebec drivers, regardless of fault \u2014 this is built into the registration fee. However, you still need private insurance for <strong>damage to vehicles and property<\/strong> (collision, theft, liability for property damage). Average annual private insurance in Montreal: $800\u2013$2,500.<\/p><h3>Can I renew my SAAQ license online?<\/h3><p>Yes, since 2023. Use the SAAQClic portal (saaq.gouv.qc.ca) to renew driver's license and vehicle registration online. You'll need a clicS\u00c9QUR account. Payment by credit card or pre-authorized debit. Renewals take ~5 minutes.<\/p><h3>What's the cost to import a foreign vehicle to Quebec?<\/h3><p>RIV inspection: $213. SAAQ initial registration: $361 + $30 admin. GST\/QST on vehicle value at import. Possible federal duties if not from a US-built model. Modifications to meet Quebec safety standards add $500\u2013$3,000.<\/p><h2>Related Montreal tools<\/h2><ul><li><a href=\"\/winter-tire-deadline\/\">Winter Tire Deadline Countdown<\/a><\/li><li><a href=\"\/parking-sign-decoder\/\">Parking Sign Decoder<\/a><\/li><li><a href=\"\/quebec-income-tax-calculator\/\">Quebec Income Tax Calculator<\/a><\/li><\/ul><p style=\"font-size:13px;color:#64748b;margin-top:30px\">Sources: SAAQ 2026 fee schedule. Estimates exclude private insurance, fuel and parking. Verify on saaq.gouv.qc.ca.<\/p><script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"How much is a Quebec driver's license in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Quebec driver's license costs $92 per year in renewal fees, charged every 2 years as $184 prorated. New applicants pay an additional approximately $95 for the road test and $15 for the theory test, plus driver's ed if under 25.\"}},\n{\"@type\":\"Question\",\"name\":\"How much is car registration in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Standard passenger car registration is $361 per year. Electric vehicles pay $192, hybrids $271, motorcycles $336. Montreal Island residents pay an extra $89 per year for regional transit funding. 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