{"id":8364,"date":"2026-05-13T08:19:06","date_gmt":"2026-05-13T12:19:06","guid":{"rendered":"https:\/\/montrealtips.com\/ei-benefit-calculator\/"},"modified":"2026-05-13T10:24:38","modified_gmt":"2026-05-13T14:24:38","slug":"ei-benefit-calculator","status":"publish","type":"page","link":"https:\/\/montrealtips.com\/fr\/ei-benefit-calculator\/","title":{"rendered":"EI Benefit Calculator (Canada Employment Insurance 2026)"},"content":{"rendered":"\n<!-- SEO_AEO_TOP_START -->\n<div class=\"mtl-tldr\" style=\"font-family:-apple-system,BlinkMacSystemFont,sans-serif;max-width:760px;margin:24px auto 0;padding:18px 22px;background:#eff6ff;border:1px solid #bfdbfe;border-left:5px solid #2563eb;border-radius:12px;color:#0b1f3a\"><strong style=\"font-size:14px;text-transform:uppercase;letter-spacing:0.5px;color:#2563eb\">Quick answer<\/strong><h2 style=\"margin:6px 0 8px;font-size:20px;color:#0b1f3a\">How much will I get on EI in Canada in 2026?<\/h2><p style=\"margin:0;color:#1e293b;font-size:15px;line-height:1.55\">EI regular benefits pay 55 percent of your average insurable weekly earnings, up to a maximum of $695 per week in 2026 (based on the $65,700 maximum insurable earnings). Duration is 14 to 45 weeks depending on regional unemployment rate and insurable hours (420-700 required). Apply at Canada.ca\/EI within 4 weeks of your last day worked.<\/p><p style=\"margin:10px 0 0;font-size:13px;color:#475569\"><strong>Last updated:<\/strong> May 13, 2026 \u00b7 <strong>Source:<\/strong> Service Canada EI regulations 2026, Employment Insurance Act, ESDC Canada<\/p><\/div>\n<!-- SEO_AEO_TOP_END -->\n\n\n\n<div class=\"mtl-tool\" style=\"font-family:-apple-system,BlinkMacSystemFont,sans-serif;color:#1a1a1a;max-width:760px;margin:24px auto;line-height:1.55\"><div style=\"background:#f7f9fc;border:1px solid #e3e8ef;border-radius:14px;padding:24px\"><h2 style=\"margin:0 0 6px;font-size:22px;color:#0b1f3a\">EI Benefit Calculator (Canada 2026)<\/h2><p style=\"margin:0 0 18px;color:#475569;font-size:14px\">Estimate weekly Employment Insurance benefit and how long it will last.<\/p><label style=\"display:block;font-weight:600;margin:14px 0 6px;font-size:14px\">Annual gross income (last 52 weeks, CAD)<\/label><input id=\"ei-i\" type=\"number\" value=\"55000\" style=\"width:100%;padding:10px;border:1px solid #cbd5e1;border-radius:8px;box-sizing:border-box\"><label style=\"display:block;font-weight:600;margin:14px 0 6px;font-size:14px\">Insurable hours worked in last 52 weeks<\/label><input id=\"ei-h\" type=\"number\" value=\"1400\" style=\"width:100%;padding:10px;border:1px solid #cbd5e1;border-radius:8px;box-sizing:border-box\"><label style=\"display:block;font-weight:600;margin:14px 0 6px;font-size:14px\">Regional unemployment rate (percent)<\/label><input id=\"ei-u\" type=\"number\" step=\"0.1\" value=\"7\" style=\"width:100%;padding:10px;border:1px solid #cbd5e1;border-radius:8px;box-sizing:border-box\"><button id=\"ei-go\" style=\"background:#d8232a;color:#fff;border:0;padding:12px 22px;border-radius:8px;font-weight:700;cursor:pointer;font-size:15px;margin-top:18px;width:100%\">Estimate my EI<\/button><div id=\"ei-out\" style=\"margin-top:18px\"><\/div><\/div><\/div><script>(function(){function R(){var i=+document.getElementById(\"ei-i\").value||0;var h=+document.getElementById(\"ei-h\").value||0;var u=+document.getElementById(\"ei-u\").value||7;var wk=Math.min(i\/52,1263);var wb=Math.round(wk*0.55);var req=u<=6?700:u<=7?665:u<=8?630:u<=9?595:u<=10?560:u<=11?525:u<=12?490:u<=13?455:420;var ok=h>=req;var dur=u<=6?(h<420?14:h>=1400?36:21):u<=9?(h<420?17:h>=1400?42:26):(h<420?20:h>=1400?45:32);var msg=ok?\"<div style=\\\"background:#fff;border-left:4px solid #16a34a;border-radius:8px;padding:14px 16px\\\"><h4 style=\\\"margin:0 0 4px;font-size:17px;color:#0b1f3a\\\">Estimated EI: $\"+wb+\" per week<\/h4><p style=\\\"margin:0;color:#475569;font-size:14px\\\">You qualify with \"+h+\" insurable hours (need \"+req+\" in your region). Benefits last about <strong>\"+dur+\" weeks<\/strong>. Total estimate: about $\"+(wb*dur).toLocaleString()+\" before taxes.<\/p><\/div>\":\"<div style=\\\"background:#fff;border-left:4px solid #d8232a;border-radius:8px;padding:14px 16px\\\"><h4 style=\\\"margin:0 0 4px;font-size:17px;color:#0b1f3a\\\">Not enough insurable hours<\/h4><p style=\\\"margin:0;color:#475569;font-size:14px\\\">You have \"+h+\" hours; your region requires \"+req+\". You would need \"+(req-h)+\" more hours to qualify for regular EI.<\/p><\/div>\";document.getElementById(\"ei-out\").innerHTML=msg;}document.getElementById(\"ei-go\").addEventListener(\"click\",R);R();})();<\/script>\n\n\n<div class=\"mtl-tool\" style=\"font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;color:#1a1a1a;max-width:760px;margin:24px auto;line-height:1.55\"><h2 style=\"margin:0 0 6px;font-size:24px;color:#0b1f3a\">How Much Will I Get on EI in 2026?<\/h2><p style=\"margin:0 0 18px;color:#475569;font-size:14px\">Estimate your weekly Employment Insurance benefit and how long it will last.<\/p><p><strong>The formula:<\/strong> EI regular benefits pay <strong>55 percent of your average insurable weekly earnings<\/strong>, up to a maximum of <strong>$695 per week<\/strong> in 2026 (based on the $65,700 maximum insurable earnings).<\/p><h3>How EI is calculated<\/h3><p>Service Canada looks at your <strong>highest-earning weeks<\/strong> over the past 52 weeks (between 14 and 22 weeks depending on the regional unemployment rate) and averages them. You multiply that average by 0.55 to get your weekly benefit. Hours required to qualify: <strong>420 to 700 hours<\/strong> in the last 52 weeks, again depending on your region s unemployment rate.<\/p><h3>How long do benefits last?<\/h3><p>Between <strong>14 and 45 weeks<\/strong>. The exact number depends on the regional unemployment rate where you live and how many insurable hours you accumulated. A region with high unemployment plus a worker with many insurable hours gets the longest entitlement.<\/p><h3>Quick example<\/h3><p>Sasha earned $68,000 last year, all weeks roughly equal \u2014 about $1,308 per week. EI caps the insurable earnings at $1,263\/week (the 2026 max), so her weekly EI is $1,263 \u00d7 0.55 = <strong>$695<\/strong>. She qualifies for 21 weeks based on her region s 7 percent unemployment rate.<\/p><h3>Other EI benefits<\/h3><ul><li><strong>Maternity:<\/strong> up to 15 weeks, 55 percent of earnings (max $695).<\/li><li><strong>Standard parental:<\/strong> up to 40 weeks at 55 percent.<\/li><li><strong>Extended parental:<\/strong> up to 69 weeks at 33 percent.<\/li><li><strong>Sickness:<\/strong> up to 26 weeks at 55 percent.<\/li><li><strong>Compassionate care:<\/strong> up to 26 weeks for a gravely ill family member.<\/li><\/ul><p>Apply online at <strong>Canada.ca\/EI<\/strong> within 4 weeks of your last day worked. Most claimants have a <strong>1-week waiting period<\/strong> before payments start.<\/p><p><a href=\"\/tools-for-canadians\/\">More tools for Canadians<\/a><\/p><\/div>\n\n\n\n<!-- SEO_FOOTER_START -->\n<div class=\"mtl-related\" style=\"font-family:-apple-system,BlinkMacSystemFont,sans-serif;max-width:760px;margin:30px auto;padding:20px 24px;background:#f7f9fc;border:1px solid #e3e8ef;border-radius:12px\"><h3 style=\"margin:0 0 10px;font-size:18px;color:#0b1f3a\">Related Canadian tools<\/h3><ul style=\"margin:0;padding-left:20px;color:#1e293b;font-size:15px\"><li style=\"margin-bottom:6px\"><a href=\"\/tax-refund-estimator\/\" style=\"color:#2563eb;text-decoration:underline\">Canada Tax Refund Estimator<\/a> \u2014 EI benefits are taxable \u2014 estimate your refund.<\/li><li style=\"margin-bottom:6px\"><a href=\"\/cpp-oas-retirement\/\" style=\"color:#2563eb;text-decoration:underline\">CPP + OAS Retirement<\/a> \u2014 Your other public benefit at retirement.<\/li><li style=\"margin-bottom:6px\"><a href=\"\/rrsp-tfsa-optimizer\/\" style=\"color:#2563eb;text-decoration:underline\">RRSP vs TFSA Optimizer<\/a> \u2014 Save EI benefit money tax-effectively.<\/li><li style=\"margin-bottom:6px\"><a href=\"\/ccb-calculator\/\" style=\"color:#2563eb;text-decoration:underline\">Canada Child Benefit<\/a> \u2014 CCB is unaffected by your EI income.<\/li><\/ul><\/div>\n<div class=\"mtl-sources\" style=\"font-family:-apple-system,BlinkMacSystemFont,sans-serif;max-width:760px;margin:20px auto;padding:14px 20px;background:#fff;border-top:1px solid #e2e8f0;color:#475569;font-size:13px;line-height:1.5\"><p style=\"margin:0 0 6px\"><strong>Reviewed by:<\/strong> Montreal Tips editorial team \u00b7 <strong>Last updated:<\/strong> May 13, 2026<\/p><p style=\"margin:0\"><strong>Sources:<\/strong> Service Canada EI regulations 2026, Employment Insurance Act, ESDC Canada. Estimates are educational only \u2014 verify against official sources before acting.<\/p><\/div>\n<script type=\"application\/ld+json\">[{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the 2026 maximum EI benefit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"$695 per week, based on 55 percent of the maximum insurable earnings of $65,700 ($1,263 per week). This applies to regular, sickness, maternity, and standard parental benefits.\"}},{\"@type\":\"Question\",\"name\":\"How many hours do I need to qualify for EI?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Between 420 and 700 insurable hours in the last 52 weeks, depending on your regional unemployment rate. Higher regional unemployment means fewer hours required.\"}},{\"@type\":\"Question\",\"name\":\"How long can I collect EI?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"14 to 45 weeks for regular benefits. Maternity: 15 weeks. 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EI regular benefits pay 55 percent of your average insurable weekly earnings, up to a maximum of $695 per week in 2026 (based on the $65,700 maximum insurable earnings). Duration is 14 to 45 weeks depending on regional unemployment rate and insurable [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8364","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EI Benefit Calculator (Canada Employment Insurance 2026) - Montreal Tips<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/montrealtips.com\/fr\/ei-benefit-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EI Benefit Calculator (Canada Employment Insurance 2026) - Montreal Tips\" \/>\n<meta property=\"og:description\" content=\"Quick answer How much will I get on EI in Canada in 2026? 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