Canada Child Benefit Calculator 2026
Estimates your monthly CCB based on Adjusted Family Net Income (AFNI) and number of children.
2026 maximums: $7,997 per child under 6, $6,748 per child 6 to 17. Phase-out starts at $36,502 AFNI. Disability supplement adds up to $3,411 per eligible child.
How much Canada Child Benefit will I get in 2026?
Quick answer: For the July 2026 to June 2027 benefit year, the maximum CCB is $7,997 per child under 6 ($666 per month) and $6,748 per child age 6 to 17 ($562 per month). The benefit is tax-free and phases down once your Adjusted Family Net Income (AFNI) crosses $36,502. A family with two kids (one under 6, one school-age) on $65,000 AFNI gets about $11,500/year ($960/month). The CCB is paid on the 20th of each month by direct deposit.
2026 CCB maximum amounts
| Child age | Annual max | Monthly max |
|---|---|---|
| Under 6 | $7,997 | $666.42 |
| 6 to 17 | $6,748 | $562.33 |
| Disability supplement (CDB) | $3,411 | $284.25 |
Phase-out rates (2026)
Above $36,502 AFNI, the CCB reduces by a percentage of income above the threshold:
- 1 child: 7 percent up to $79,087, then 3.2 percent
- 2 children: 13.5 percent up to $79,087, then 5.7 percent
- 3 children: 19 percent up to $79,087, then 8 percent
- 4+ children: 23 percent up to $79,087, then 9.5 percent
The CCB phases out completely around $200,000 to $260,000 AFNI depending on family size and ages.
How CCB benefit years work
The CCB benefit year runs July to June. Your July 2026 to June 2027 payments are calculated from your 2025 tax return. This is why both spouses must file every year — even with zero income — or the CCB will stop. The CRA recalculates the payment automatically; you do not need to reapply.
CCB FAQ
What is the maximum CCB in 2026?
$7,997 per year per child under 6 and $6,748 per year per child age 6 to 17, for families with AFNI at or below $36,502. The amount is indexed every July to the previous year inflation.
At what income does the CCB stop?
The CCB fully phases out around $200,000 to $260,000 AFNI depending on family size and children s ages. For one young child, the cut-off is roughly $200K; for a family with several children, it stretches past $260K.
What is Adjusted Family Net Income (AFNI)?
AFNI is the combined net income (line 23600 of each partner s tax return) minus universal child care benefit and registered disability savings plan income, plus any UCCB/RDSP repayments. For most families it equals combined line 23600.
Do I need to file taxes to get the CCB?
Yes — every year. Both you and your spouse or common-law partner must file annually, even with zero income, or the CCB stops on July payments. New immigrants must file as soon as they have residency status.
When does the CCB get paid?
Around the 20th of each month. Specific 2026 dates include January 20, February 20, March 20, April 17, May 20, June 19, July 20. If the 20th falls on a weekend, payment comes the previous Friday.
Is the CCB taxable?
No. CCB payments are completely tax-free and do not affect your eligibility for other benefits. You do not include them as income on your tax return.
How do I apply for the CCB for a newborn?
Most provinces use the Automated Benefits Application — when you register the birth with the province, the CCB enrolment happens automatically. Otherwise, submit form RC66 through CRA My Account. First payment arrives within 8 weeks if you have direct deposit set up.
Related Canadian tools
- GST/HST Credit Eligibility 2026
- Canada Tax Refund Estimator 2026
- EI Maternity / Parental Benefits 2026
Estimate only. The CRA makes the official determination using your filed return. Sources: CRA Canada Child Benefit indexed amounts July 2025 to June 2026, federal Budget 2024 CCB measures.